New technology is disrupting almost every industry, even old-world giants that have been slow to adapt. “Banking and financial-services companies are not safe from the immense transformations wrought by technological innovation,” writes Dambisa Moyo for the World Economic Forum. She notes that app-based platforms have great growth potential in realms like like remittances and crowdfunding, which will total nearly $600 billion and $34 billion this year, respectively. Banks need to innovate through digital transformation or lose market share to the startup kids on the block.
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